Archive: Publications

Please read our latest annual report.

This years report has the theme: Costs... of Living / Nga Rourou Whakaiti. This theme acknowledges the burgeoning cost of living and the pressure this is putting on people's lives. Read full 2023 State of the Nation Report

We are proud to present our latest annual report.

Our 2022 Client Survey helped us understand our clients financial well-being.  It helped to confirm that NTMT loans and financial mentoring support can play an important role in breaking the cycle of unmanageable debt.  See a snapshot of the findings here. Download 2022 Client Survey here

For many New Zealanders the consumer credit lending experience is generally positive, with many credit lenders complying with regulations. Credit law reforms including the recent changes to regulations signal a commitment from the government to ensure lenders are diligent in their duty of care towards consumers. However, our concern, despite the current credit laws, many vulnerable families and communities continue to be exploited through irresponsible and harmful lending practices, most often through short-term high-cost loans. Download Beyond the Shadow of Debt Report

Dr Claire Dale, Chairperson of Ngā Tāngata Microfinance discusses the coming storm for New Zealand’s future retirees: still renting and not enough savings to avoid poverty. Read full article - The Coming Storm

A report from the Financial Services Council (FSC) continuing their 2021 research projects that focus on money and you. This report focuses on ‘KiwiSaver At A Crossroads’, highlighting that, with KiwiSaver funds comprising NZ$82 billion (US$62 billion)1 of the US$50 trillion global retirement savings market, New Zealanders have some way to go to prepare for a comfortable retirement. Download report

Kore Hiakai Zero Hunger Collective report.

An independent research report showing the social impact delivered by Ngā Tāngata Microfinance.

Featuring Tokoroa, Carterton and Invercargill