Ngā Tāngata no interest loans are a pathway to eliminate high interest debt and to get out of the debt cycle.

This page will tell you whether you have all the things you need and are in a position to apply for a loan.

If it seems you would qualify please see your financial mentor to discuss the loan with them as part of your long term financial capability. 

You may never have been to a budgeting service before…
How does the debt relief community loan scheme work?

Ngā Tāngata Microfinance loans provides individuals and families on limited incomes with access to safe, fair and affordable credit to help get out of a debt cycle from high interest debt.

Financial difficulties may have come from one or several debts to get help with life demands. And generally speaking more debts means more complexity in the budget. It is best to contact a budgeting service first to sort, negotiate, and plan ahead. It is for this reason we work with budget services which helps all parties out.

Ngā Tāngata Microfinance only accepts applications from budgeting services. Please see your financial mentor first.

The question is, would this be right direction for you?

Would a $3000 interest-free loan help?

And am I eligible?

Budgeting Services we work with

If a budgeting service that you have already contacted is not on the list, please ask them to contact us.