Welcome

Ngā Tāngata Microfinance is a registered charitable trust and company that makes interest-free loans as an ethical alternative to high-cost lenders. Our loans are 100% interest-free, with no administration fees or hidden costs.

Ngā Tāngata Microfinance had its Annual General Meeting on the 21 May. The report was tabled and approved. The document is available here.

The Commission for Financial Capability has completed a report to show how COVID-19 has affected the financial life of New Zealanders. View here.

HOW WE WORK

What people say about us

01
It no longer feels overwhelming, when I look at financial matters. I've already achieved so much in the one week since receiving the loan. I actually enjoy dealing with it now, even if it's stuff that's difficult or challenging to work through, because I know that I am dealing with it. That motivation to do so & sense of empowerment has never happened before.
02
Now I feel more relaxed and can handle the loan so it helps me practically and mentally.
03
We are gonna have quality time with my mokopuna, that’s what I want. I’m not just working to pay the bills anymore.
04
This process reduced the stress massively, and by the end of each meeting [with the budgeter], we had achieved a lot in getting my finances more under control. This seems to have become a blueprint, as - with the reduction in stress I experienced as we took action in the meetings - I'm now motivated to continue financial action at home.
05
I had been really stressed and it looked like I wasn’t going anywhere. It was like chasing a rat.
06
You know, with debt, it gets to that point where you know you can never get rid of it. So thank you. You are that hand up out of the trap.
07
The feeling of support gives a sense of direction with a positive feeling. With people who care and a sense of understanding I feel blessed.
08
When I see the Home Direct truck now, I just say to myself "No thanks!!". It also helps that they don't know our address.
09
Thank you very much for meeting my need when I really needed it. It gave me hope to get it right. It worked with having the right people around to assist me. A satisfying difference to my well being and peace of mind.

Our loans

We offer small loans up to $3,000. The loan purpose can be family well-being or debt relief. To apply for a loan, talk to your financial mentor (budgeting advisor).

See how you can get help

Client Success Stories

A bigger place for the family
Tui’s loan application was for a tenancy bond, so that she and her 5 children could move into their own home after 10 months of living with Tui’s parents in a two bedroom house. Because...
Read more
Family pressures (Family Well-Being)
Julie and her partner have family in New Zealand, and her parents are in Samoa. The Budgeting Advisor (Financial Mentor) came to know Julie’s relations first, and noted their frequent use of high interest credit....
Read more
See more client stories