Little Loans
Struggling to make ends meet right now?
You’ve come to the
right place.
A little about us…
We’re a non-profit organisation backed by Kiwibank. We offer small, safer, interest-free loans to New Zealanders who’ve hit a tough patch and don’t know where to turn. As well as lending you the money you need, a financial mentor will give you some tips to manage your money – so you’ll have fewer tight spots in the future.
Our little loans are backed by Kiwibank
Our loans are for New Zealanders on low incomes who want to get ahead
Are you:
-
A New Zealand citizen or permanent resident?
-
Eligible for a community services card
-
Happy to work with a financial mentor to learn how to get ahead financially
The small loans we offer:
GetControl
Interest Free Loan
- You can borrow up to $5,000 to pay off high-interest loans you already have and/or to pay for essential items. We also lend for family wellbeing and asset purchases.
- You have 2 years to pay it back.
- You pay the loan back with zero interest or fees – check your repayments below.
- You work with a financial mentor to look at how you’ll make the repayments and to learn how to get ahead financially.
- NTM does not provide loans for vehicles or bank debts. For bank debts, please contact your bank’s hardship team.
| Repayments per week | Term 2 years (max) | Term 1 year | Term 6 months |
| $500 | $5 | $10 | $20 |
| $1000 | $10 | $20 | $39 |
| $1500 | $15 | $29 | $58 |
| $2000 | $20 | $39 | $78 |
| $2500 | $25 | $48 | $97 |
| $3000 | $30 | $58 | $116 |
| $3500 | $35 | $68 | $135 |
| $4000 | $40 | $77 | $154 |
| $4500 | $45 | $87 | $174 |
| $5000 | $50 | $97 | $193 |
Ready to get started? Follow these 4 steps...
Fill in the form here
Tell us a bit about you so we know how to help.
We’ll confirm with you
We’ll send you a confirmation email and send your form to your selected financial mentor.
See your financial mentor
When you see the financial mentor, tell them you wish to apply for a Ngā Tāngata loan.
Apply for your loan
Your financial mentor will assess your needs and if a loan is right for you, will help you with the application process.
Complete the form
If you have any questions, please contact us
